The first step was getting rid of the car payment. I drove a 2007 FJ cruiser. I purchased it new and financed it for 3 years. The payments were $554.00 per month. It had $8,000 equity. I sold the car and paid $8,000 for a new car. I am very happy with the result! It doesn't even feel like a sacrifice. I now own a 2007 PT Cruiser with 21k miles. The gas milage is about double the old car and it looks and feels new. Prior to this I had owned 3 red mercedes in a row. When I bought the Toyota it was a move from materialism. Why do I need to drive a Mercedes?
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